Dallas Financial Planning

Roth IRA Planning Mistakes that Cost Your Beneficiary

By: Bill Sharpe June 8, 2026

Many families spend years carefully building Roth IRA wealth because they understand one of the greatest benefits of the Roth IRA: the potential for tax-free growth. For retirees who have intentionally paid tax earlier through Roth contributions or Roth conversions, the Roth IRA often represents one of the most valuable assets in the family balance sheet.

101 Reasons Beneficiaries Fail to Establish an Inherited IRA

By: Bill Sharpe January 8, 2026

For many retirees, the IRA is one of the largest assets they leave behind. But it is also one of the most misunderstood assets in the estate plan. Most inherited assets are relatively straightforward for the heir. A house, a bank account, a taxable investment account, or personal property usually passes according to the family trust, beneficiary forms, account titling, or probate process. In many cases, the heir does not have to make an immediate technical decision about what type of account the asset must be moved into before they can preserve its tax treatment.