Our Process

Gain Clarity

If you are retired or nearing retirement, our Priority Planning Process™ is designed to provide clear answers to three essential questions:

  1. Will your money support you throughout retirement?
  2. Could you be paying more in taxes than necessary?
  3. Is your investment portfolio truly built for retirement?

We document the answers to these questions—along with the other concerns on your mind—in a personalized retirement roadmap.

For retirees and soon-to-be retirees who appear to be a good fit for our firm, this process comes with no cost or obligation. Before you pay a fee or entrust us with your savings, we want you to understand exactly where you stand and how we may be able to help.

Step 1

Initial Phone Meeting

This brief, 15-minute call helps us determine whether your needs align with our experience before either of us commits significant time.

The right expertise matters. Just as you would choose the proper specialist for a medical need, you deserve an advisor whose experience fits your situation.

If we are not the right match, we will be candid about it and, when possible, point you toward a firm better suited to help.

Step 2

First Office Meeting

Good advice begins with careful evaluation and a clear understanding of the facts.

Our goal in this meeting is to understand your objectives, concerns, values, and complete financial picture.

Your answers, together with the documents we ask you to bring, give us the foundation for a thoughtful analysis and straightforward answers to the questions that matter most.

Step 3

Our Analysis

This is where the details come together.

We apply years of experience, ongoing professional education, and insights from respected specialists to study your circumstances and answer questions such as:

  • Are you financially prepared to retire?
  • Are there opportunities to improve tax efficiency?
  • Can your portfolio be strengthened for retirement?
  • Can important risks to your retirement be reduced or managed?
Step 4

Second Office Meeting

This is where analysis becomes a practical course of action.

We explain, in plain language, the steps we believe can move you toward your financial goals and walk through the answers uncovered during our analysis.

You will see the potential financial impact in concrete terms, including where changes may improve your overall position.

At the end of the meeting, you can decide whether you would like to explore working together or take time to consider the recommendations.

Step 5

Our Priority Planning Process

After eight years of serving clients, we are established and in no rush to ask anyone to make an immediate decision.

Instead, we help you identify the single most important financial priority—the issue that deserves attention first and could make the greatest difference in your life.

We then outline how we could help you address that priority and invite you to take the plan home, sleep on it, and discuss it with the people you trust. Only after you have had time to reflect should you decide whether the priority feels right and whether you want our team to help you pursue it.

There is no deadline, pressure, or expectation. The purpose of this step is to give you clarity and the space to make a confident decision.

Step 6

Third Meeting & Paperwork

If you are ready to move forward, we use this meeting to answer any remaining questions and begin the paperwork needed to become a client.

Before the meeting, we provide a detailed explanation of the next steps and make sure your questions and concerns have been addressed.

We would be honored to work with you. With that said, if we decide the relationship is not the right fit, we will show you the utmost respect and always part ways as friends.

 If this process makes sense to you:

See If Our Qualifications Meet Your Needs